The Pre-Loved edit from Shopbop
To share your reaction on this item, open the Amazon app from the App Store or Google Play on your phone.

These promotions will be applied to this item:

Some promotions may be combined; others are not eligible to be combined with other offers. For details, please see the Terms & Conditions associated with these promotions.

You've subscribed to ! We will preorder your items within 24 hours of when they become available. When new books are released, we'll charge your default payment method for the lowest price available during the pre-order period.
Update your device or payment method, cancel individual pre-orders or your subscription at
Your Memberships & Subscriptions
Kindle app logo image

Download the free Kindle app and start reading Kindle books instantly on your smartphone, tablet, or computer - no Kindle device required.

Read instantly on your browser with Kindle for Web.

Using your mobile phone camera - scan the code below and download the Kindle app.

QR code to download the Kindle App

Follow the authors

Something went wrong. Please try your request again later.

Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches Kindle Edition

4.6 4.6 out of 5 stars 115 ratings

Now a USA Today Featured Best Seller!

Money doesn’t ruin, it reveals.

Have you heard the expression rags to rags in three generations? In three or fewer generations, everything your preceding family members worked so hard for can dissipate into nothing, like water draining out of a hole in the bottom of a bucket.

With their decades of experience in the finance industry, authors Jayson Lowe and Richard Canfield are paying forward and transferring the knowledge that was lovingly passed from their mentor, the late bestselling author R. Nelson Nash. They know that everything begins with how you think, and in Don’t Spread the Wealth, Jayson and Richard show you a more affluent way to do it.

By implementing the methods taught in Don’t Spread the Wealth, you will:

  • Learn how to leave behind old habits on how to create continuity with money so future generations will thrive
  • Discover how to conduct a family banking meeting so everyone is involved in the effort to sustain generational wealth
  • Have an impact not only on your lives but your children, their children, and every future generation that comes after them


The financial future of your family is determined by what you do today. Learn the game-changing Infinite Banking Concept, decide the legacy you want to leave, and then act on achieving that today!


From the Publisher

Don't Spread the Wealth
Money doesn't ruin, it reveals.
The financial future of your family is determined by what you do today.
Experience the power of a family banking system
Decide the legacy you want to leave today

Editorial Reviews

About the Author

Jayson Lowe is the founder of The Lowe Group of Companies, including the Wealth Without Bay Street Podcast and Ascendant Financial Inc. A visionary and a gifted leader, he has over 22 years of experience as a highly regarded coach, speaker, and advisor to individuals and business owners nationwide. When he's not building the Ascendant Financial organization he owns with his wife, Rebecca, Jayson enjoys spending quality time with his four children.

Richard Canfield is an Authorized Infinite Banking Practitioner and co-host of the Wealth Without Bay Street Podcast. He is passionate about helping families take more control over their financial lives.When not helping others, Richard enjoys spending time with his two kids and his amazing wife, Heather. He loves the mountains, time at the lake/beach, anything with a zipline, and busting out tools for random household projects. He thrives to learn new things and always seeks personal growth.

Product details

  • ASIN ‏ : ‎ B0CW19QSGT
  • Publisher ‏ : ‎ Ethos Collective (June 16, 2024)
  • Publication date ‏ : ‎ June 16, 2024
  • Language ‏ : ‎ English
  • File size ‏ : ‎ 3167 KB
  • Simultaneous device usage ‏ : ‎ Unlimited
  • Text-to-Speech ‏ : ‎ Enabled
  • Screen Reader ‏ : ‎ Supported
  • Enhanced typesetting ‏ : ‎ Enabled
  • X-Ray ‏ : ‎ Not Enabled
  • Word Wise ‏ : ‎ Enabled
  • Print length ‏ : ‎ 122 pages
  • Page numbers source ISBN ‏ : ‎ 1636802516
  • Customer Reviews:
    4.6 4.6 out of 5 stars 115 ratings

About the authors

Follow authors to get new release updates, plus improved recommendations.

Customer reviews

4.6 out of 5 stars
115 global ratings

Review this product

Share your thoughts with other customers

Customers say

Customers find the book provides valuable insights and practical strategies for keeping wealth within the family. They appreciate the clear, accessible roadmap for achieving long-term economic security. The content is explained in detail and is structured to take readers on a step-by-step journey. Overall, customers describe the book as an interesting read that effectively empowers them to take control of their financial future.

AI-generated from the text of customer reviews

45 customers mention "Wealth management"45 positive0 negative

Customers find the book helpful for managing wealth. They say it provides practical strategies for keeping wealth within the family and making informed financial decisions. The book focuses on practical advice and involving all family members in creating financial security. Readers appreciate the clear, straightforward writing style and valuable insights and ideas. The book offers a strategic guide to building and sustaining generational wealth.

"...is not much technical jargon to slow the reader and the topics are explained well enough that almost anyone can pick it up and start implementing..." Read more

"...With a focus on practical strategies and a clear, straightforward writing style, the book effectively empowers readers to take control..." Read more

"...By leveraging the family banking system, readers can avoid future financial pitfalls and ensure their family's success for years to come...." Read more

"...This book addresses managing your investments with your family's financial well-being in mind...." Read more

25 customers mention "Ease of understanding"25 positive0 negative

Customers find the book's content easy to follow and understand. They appreciate the clear and accessible roadmap for achieving long-term economic goals. The book is structured to take readers on a step-by-step journey, offering suggestions that aren't overly complicated or outlandish. There isn't much technical jargon to slow the reader down, and the topics are explained well enough that they can grasp how to create a lasting change.

"...There is not much technical jargon to slow the reader and the topics are explained well enough that almost anyone can pick it up and start..." Read more

"...With a focus on practical strategies and a clear, straightforward writing style, the book effectively empowers readers to take control of their..." Read more

"...The author's clear and engaging style helps readers grasp the importance of financial independence and proactive wealth management...." Read more

"...It is all explained in a structured and clear manner. So, you can relax because you don’t need to be an expert when it comes to this topic...." Read more

15 customers mention "Readability"15 positive0 negative

Customers find the book engaging and informative. They say it effectively empowers readers to take control of their financial lives. The writing style is easy to understand and entertaining. The authors make a compelling case for new ways of thinking about wealth and are an eye-opener.

"...Generational Riches by Jayson Lowe and Rich Canfield is a great book for anyone who is looking to create generational wealth that will last far into..." Read more

"...and a clear, straightforward writing style, the book effectively empowers readers to take control of their financial destinies...." Read more

"...It’s a short, empowering read that left me feeling confident about securing my family's financial future...." Read more

"...This is an excellent book for both young people who are working at their first job or grandparents who are considering how to secure their..." Read more

Top reviews from the United States

  • Reviewed in the United States on August 27, 2024
    Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches by Jayson Lowe and Rich Canfield is a great book for anyone who is looking to create generational wealth that will last far into the future. The authors make a compelling case for why new ways of thinking about wealth need to be used. Just because something worked in the past does not mean it still works today. Even if it still works, is it as effective and beneficial as new ways of creating wealth? The book offers great examples of how to do this along with examples of why doing things the way they were always done can have terrible consequences down the road. I found the book to be very beneficial, and it is an easy read as well. There is not much technical jargon to slow the reader and the topics are explained well enough that almost anyone can pick it up and start implementing the ideas.
    One person found this helpful
    Report
  • Reviewed in the United States on July 25, 2024
    "Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches" by Jason Lowe and Richard Canfield is a practical guide to financial legacy-building.

    The authors, with decades of experience, offer a clear and accessible roadmap for securing long-term economic stability for families. This book is not just about money management; it's about creating a sustainable financial future for future generations. 

    With a focus on practical strategies and a clear, straightforward writing style, the book effectively empowers readers to take control of their financial destinies. While geared towards those seeking to build generational wealth, the underlying principles can benefit anyone interested in sound financial planning.
    One person found this helpful
    Report
  • Reviewed in the United States on July 25, 2024
    This book offers a practical guide to preserving and managing family wealth across generations. The easy-to-follow narrative and actionable strategies make it accessible to everyone, regardless of their financial background. It’s a short, empowering read that left me feeling confident about securing my family's financial future.

    Don't Spread the Wealth uses real-life case studies to illustrate key concepts, making complex financial ideas easy to understand. The author's clear and engaging style helps readers grasp the importance of financial independence and proactive wealth management. It’s an invaluable resource for anyone looking to establish a lasting legacy of prosperity.

    Creating generational wealth is a rewarding endeavor, and this book provides a comprehensive roadmap for achieving it. By leveraging the family banking system, readers can avoid future financial pitfalls and ensure their family's success for years to come. Highly recommended for those serious about financial empowerment and generational wealth.
    One person found this helpful
    Report
  • Reviewed in the United States on August 31, 2024
    When reading books about family financial stability, you often run into advice on whether to invest in life insurance, CDs, bitcoin, stocks, bonds, or real estate. This book addresses managing your investments with your family's financial well-being in mind. This is an excellent book for both young people who are working at their first job or grandparents who are considering how to secure their descendants future. When a family manages to accumulate enough fluid assets to act as their own bank, they can make loans to family members. These loans should act in the same way as bank loans -- they include an interest charge, and they require regular payments. The big difference is that this money is paid into an escrow account held for this purpose. Instead of paying an unaffiliated lender, the money and the interest goes back into the family financial pool where it is then ready to take on the next vehicle or home purchase, or the next medicatl emergency. `
  • Reviewed in the United States on August 30, 2024
    Finance is one of those topics that are just amazing to know about. I honestly think it is crucial for a good life standard. It’s crazy how much your life can change if you know how to handle money. I am very thankful for this book. Especially about the info regarding generational wealth. I wish my parents had read about this before. You can do your family and future generations a huge favor for sure. It is all explained in a structured and clear manner. So, you can relax because you don’t need to be an expert when it comes to this topic. I didn’t have a clue before but now, I feel like I learned a whole lot.
  • Reviewed in the United States on August 17, 2024
    I grew up in a family where we mostly lived hand-to-mouth (or paycheck to paycheck). In fact, it wasn’t until I was on my own (late teens) when I realized that checking accounts shouldn’t ever be in the red. I’d received zero instruction/advice from my parents and once my father passed, there was considerable struggle because the concepts of financial planning and just saving in general were foreign to both parents and it took years to dig out of that mess. And unless you’re more than financially secure—well, even if you are—no one enjoys having to give up some of our hard-earned money to banks/taxes/etc. This book stresses the importance of “generational wealth” and that we should look forward at least three generations and that makes considerable sense. Using a mix of real-life cases with tangible advice, the authors give insight into ways to finance basic needs (business/personal) without borrowing from a bank; how to get started, and how to develop and transfer your wealth mentality. Broken out in to three parts: The Why, The What, and The How, the content is relatively easy to follow and I did like the concepts. Whether it will work for my family, long-term, remains to be seen, but I am hopeful.

Top reviews from other countries

  • Ziggy
    5.0 out of 5 stars Learn how to keep your money
    Reviewed in Canada on September 6, 2024
    This publication is well written, with personal experiences adding to the authenticity of the material.
    a true guide to helping you and family members to work together,to increase wealth.
    learn about how to REALLY save your money. and all TAX FREE.
    This book will help you to understand the real problem, with the flow of money, and help you to be a Banker.
    how to built a legacy for your family for generations to come.
    easy reading, with many bonuses included..
  • Carly
    4.0 out of 5 stars Informative!
    Reviewed in the United Kingdom on July 11, 2024
    Don’t Spread the Wealth offers a practical roadmap to building and preserving generational wealth, rooted in extensive experience. As I delved into the book, I found its insights refreshing and applicable to everyday life. The authors emphasise transforming financial mindsets and habits, advocating for the implementation of family banking meetings to involve everyone in securing long-term financial stability. This approach not only simplifies complex financial concepts but also empowers readers including myself to take proactive steps today for a greater tomorrow. This is a compelling read that supports individuals with actionable strategies to safeguard and grow wealth across generations. A good read!
  • Josiah conner
    4.0 out of 5 stars who people whio like IBC. more information for people who want to be where own bankers
    Reviewed in Canada on August 8, 2024
    great job again jason and richard . thank you again. am about 3 -5 years away from having my home and car paid off becasue of IBC. most of my family doesnt get so am not wasting my time on them. i gave them the books to read. but they dont get it still,
  • Andrea Mocella
    5.0 out of 5 stars A must read for anyone looking to be in control of their finances
    Reviewed in Canada on October 22, 2024
    This is a must read if you're tired of giving up control of your finances to a bank.
  • Ken B.
    5.0 out of 5 stars great financial advice
    Reviewed in Canada on August 11, 2024
    Wish I had jumped in 16 years ago! Beat the system with this solid advice! Eye opening thought provoking information!

Report an issue


Does this item contain inappropriate content?
Do you believe that this item violates a copyright?
Does this item contain quality or formatting issues?